Dr. Joen Delas Penas
Senior Executive Vice Chairman IMG
Engr. Noel Arandilla
Senior Executive Vice Chairman IMG
Engr. Bart Borja
Senior Executive Vice Chairman IMG
Bro. Bo Sanchez
IMG Spiritual Adviser
Rex Mendoza
Rampver Financials CEO
Boy Abunda
MOST18 Ambassador
Sharon Cuneta
Kaiser Ambassador
Korina Sanchez
IMG Ambassador
R.A. 10679
Financial Literacy Law
IS MONEY CONTROLLING YOU? OR DO YOU CONTROL YOUR MONEY?
International Marketing Group (IMG) is a new concept in the financial industry that assists people who want to help themselves in building their financial foundation.
IMG has expanded globally throughout the years with its presence in different cities in the different countries. You can reach us anywhere in the world.
OUR VISION
To Build a new Financial Industry, where everyone is able to earn what the wealthy are earning by bringing the secrets of the wealthy to all.
OUR MISSION
To help create wealth for families To make a difference for families so there will be No family left behind.
WHAT WE DO
We help people Move from Dreaming to Doing. We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial industry.
CONCEPTS WHY WE NEED TO SAVE AND INVEST
Prevailing Mindsets About Money. Many people believe that financial education is only for the wealthy. Many think that the only solution to financial challenges is to borrow money. Some say that because they are poor, they don’t need to save. Many Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.
Ang future natin ay wala po sa kamay ng ating employer, government, kamag anak or kaibigan. Its neither in the hands of your bank nor your broker.
OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families back home. In many cases, the families take for granted just how hard it is for an OFW to earn the money they remit.
The X-curve concept is a simple but a very powerful planning tool to achieve Financial Security..
It tells us that we must take care of our responsibilities while building our wealth
THE X-CURVE CONCEPT
The concept theorizes that a person’s responsibilities generally decreases and wealth generally increases over time
SOLID FINANCIAL FOUNDATION
A strong foundation will result to you having sturdier and resilient finances that can withstand any money-related storms, tornadoes, and earthquakes.
Like building a house, you must build it from the ground up.
Following these five building blocks of a strong financial foundation will help build and secure your financial future.
ABUNDANCE FORMULA
Change the formula. Pay God and yourself first!
At the beginning of the month, before you pay anyone else give your 10% tithes, then write a check to yourself for 20% of your income.
Why It's IMPORTANT?
Discipline yourself to live below your budget.
Dapat alamin mo ang differece and WANTS sa NEEDS.
RULE OF MONEY/RULE OF 72
Tells us how many years are required for an investment to double, by dividing the interest rate into 72.
Now You Know..
Educate yourself that in investing, It takes time your money will double. It depends how much given interest it is.
RULE OF 72
Let's say you invest P1,000 per month in a mutual fund and that is P12,000 in a year and with dividend earns 12% interest per year. At the end of the year, you earn P1,440. So, your investment of P12,000 is now P11,440. Continue investing P1,000 per month for 5-10years
Time - The earlier you invest, the more you earn. Plus, the more funds you add to your investment, the faster your earnings will grow.
Discipline - Be consistent with your investment top-ups if you want to fast-track your financial goals.